Latest topics
» assay
4th August 2011, 10:13 pm by Guest

» APP Leading Website Generator
4th August 2011, 11:47 am by Guest

» check-up
4th August 2011, 10:03 am by Guest

» Blu-ray to iPad Ripper lift Blu glimmer DVD movies quest of iPad
4th August 2011, 8:24 am by Guest

» ubiquitous
4th August 2011, 6:07 am by Guest

» South african indian dating. Nz internet dating.
3rd August 2011, 8:57 pm by Guest

» WHAT CREEPY IDEA ON YOUTUBE HASN'T ALREADY BEEN DONE YET?
3rd August 2011, 7:30 pm by Guest

» buy facebook fan f8
3rd August 2011, 3:15 pm by Guest

» division
3rd August 2011, 11:43 am by Guest

RSS feeds


MSN 



Sad..Accident at JB

View previous topic View next topic Go down

Sad..Accident at JB

Post by siewsphone on 12th March 2010, 1:58 am

I involved an accident at JB just now, bumper and rim get scratched. Just get my car for 1 month only, and just done the CS-II last week.

The JB TP said is my fault, so should I claim my own insurance or should I pay the fix my own? Really very sad and no mood now.

siewsphone
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Fortessimo on 12th March 2010, 2:05 am

If only bumper get scratched, den repair it at a workshop outside ba. It will cost only $200-300.
avatar
Fortessimo
Moderator


Back to top Go down

Re: Sad..Accident at JB

Post by impact2001 on 12th March 2010, 3:32 am

u can do it much cheaper in jb Smile since u knw how to go in jb and JB also got forte liao.

_________________
1.It is not the answer that enlightens, but the question.
2.Here is a test to find whether your mission on earth is finished: If you're alive it isn't.
3.Dream as if you'll live forever, live as if you'll die today.
4.A word to the wise ain't necessary -- it's the stupid ones that need the advice.

impact2001@ceratoforte.forumotion.com
avatar
impact2001
Moderator


Back to top Go down

Re: Sad..Accident at JB

Post by NiVleK on 12th March 2010, 7:24 am

JB TP will determine whose fault one ah...lol
avatar
NiVleK
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by siewsphone on 12th March 2010, 7:37 am

So you guys think I should keep quiet so that I can get NCP discount next year? Maybe I just use touch up paint to cover it..but the Rim...haiz

siewsphone
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by JuanST on 12th March 2010, 8:29 am

u still need to submit accident form. as long as u dun claim, it shud not affect ur ncd....
avatar
JuanST
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Siaoster on 12th March 2010, 8:42 am

JuanST wrote:u still need to submit accident form. as long as u dun claim, it shud not affect ur ncd....



but if no plans to claim how come still need to submit accident form
submitting accident form and stating its your fault, will kana demerit points a not ah ?

_________________
Clickers :
For Dry Carbon Fans Click -> 3M Di-Noc iPhone Skins

avatar
Siaoster
Moderator


Back to top Go down

Re: Sad..Accident at JB

Post by JuanST on 12th March 2010, 8:45 am

Siaoster wrote:
JuanST wrote:u still need to submit accident form. as long as u dun claim, it shud not affect ur ncd....



but if no plans to claim how come still need to submit accident form
submitting accident form and stating its your fault, will kana demerit points a not ah ?

thats what insurance company say... point are not related to accidents.... accidents not considered violations.
avatar
JuanST
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by liplip on 12th March 2010, 10:01 am

if I not wrong, claim insurance have to pay excess before they pay the rest of the repair bill right? if can repair for $600, then no point claiming. That was what I was thinking as I looked at the insurance renewal document.

liplip
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by forte1978 on 12th March 2010, 10:11 am

hi want to repair your bumper and rim can msg me.
avatar
forte1978
Newbie


Back to top Go down

Re: Sad..Accident at JB

Post by redshirt on 12th March 2010, 10:30 am

without knowing the nature of the accident, personally i wouldnt report since the accident occured in jb unless its a serious one or someone injuried.

redshirt
Newbie


Back to top Go down

Re: Sad..Accident at JB

Post by JuanST on 12th March 2010, 10:45 am

extracted from gia...
"
Should you, as a vehicle owner, fail to report to your insurers within 24 hours of the accident, then you may find yourself prejudiced. That is, your insurers will have the right to reject your claim or to claim from you any sums paid by them for a third party claim made against you or your driver. This may result in a loss of your No Claim Discount when you review your policy next.
"
avatar
JuanST
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by siewsphone on 12th March 2010, 12:47 pm

I already reported at JB Traffic Police. I also reported at Police station that guy punch me, my month was bleeding last night..damn. And queue for medical checkup at JB till 2AM.

siewsphone
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by impact2001 on 12th March 2010, 1:07 pm

siewsphone wrote:I already reported at JB Traffic Police. I also reported at Police station that guy punch me, my month was bleeding last night..damn. And queue for medical checkup at JB till 2AM.

Road bully!!! what the heck.. The other car is it youngster beng or what... When involved accident, best is to keep everything cool..

I hope is not like this shown in the youtube -> http://www.youtube.com/watch?v=B_j1c1FP85k

_________________
1.It is not the answer that enlightens, but the question.
2.Here is a test to find whether your mission on earth is finished: If you're alive it isn't.
3.Dream as if you'll live forever, live as if you'll die today.
4.A word to the wise ain't necessary -- it's the stupid ones that need the advice.

impact2001@ceratoforte.forumotion.com
avatar
impact2001
Moderator


Back to top Go down

Re: Sad..Accident at JB

Post by winn on 12th March 2010, 1:10 pm

siewsphone wrote:I already reported at JB Traffic Police. I also reported at Police station that guy punch me, my month was bleeding last night..damn. And queue for medical checkup at JB till 2AM.

eh... so serious?.. heh are you okay?..

for a moment there, you only talk about bumper, sounds like small case.

Such a big case, you will want to report to your insurance EVEN if you don't claim.

Bearing in mind, that things got to this stage, the other guy can sabo you and sue you for injury (yes, i know he punch you), but he can twist and turn. When that happens, your insurance won't cover you against 3rd party claims coz you never report.

So, its better that you report.

hope u get well.!
avatar
winn
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Mrhandphone on 12th March 2010, 1:54 pm

Serious?? hope u r ok, yea, would strongly agree that u go and report too and state down things clearly.
car damage is one thing, ur own body/ health more important, hope the injury is not too bad.
All the best~
avatar
Mrhandphone
Newbie


Back to top Go down

Re: Sad..Accident at JB

Post by JuanST on 12th March 2010, 2:36 pm

shyt.... u make it sound so small.... then got injury involved oso....... like this it is better that u report to ur insurer, coz this guy will definitely claim against u....

i hope ur ok.
can tell full story? why he "needed" to get physical?
avatar
JuanST
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Fortec on 12th March 2010, 3:13 pm

The other vehicle u got involved with, is Boleh plate or SG plate? I think makes a lot of difference
avatar
Fortec
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by JuanST on 12th March 2010, 3:20 pm

Fortec wrote:The other vehicle u got involved with, is Boleh plate or SG plate? I think makes a lot of difference

if boleh plate, they cannot claim against us?
avatar
JuanST
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by siewsphone on 12th March 2010, 3:45 pm

Just came back from Malaysia police station, I'm still in malaysia, talked to the Malaysia inspector. He will summon the guy. and listen his story, and he more like at my side, he wonder why traffic police said is my fault. Btw, that car is boleh plate perodua kancil

siewsphone
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by JuanST on 12th March 2010, 3:49 pm

since ur still there, pls call aig/ur insurer just to cover urself and make sure that u can submit accident report after 24 hrs.... else later they might go technical on u....
avatar
JuanST
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by siewsphone on 12th March 2010, 4:22 pm

thanks for the advice, just called insurer, they said no need to get a sg police report, malaysia police report will do, just asked me go C&C on monday.

siewsphone
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by FriesL on 12th March 2010, 4:26 pm

siewsphone wrote:Just came back from Malaysia police station, I'm still in malaysia, talked to the Malaysia inspector. He will summon the guy. and listen his story, and he more like at my side, he wonder why traffic police said is my fault. Btw, that car is boleh plate perodua kancil

Glad hearing that, think so you should really get close to the inspector.. as you know in bolehland.. $talks..
TP there.. sides their pockets only... soo....

FriesL
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Forte002 on 12th March 2010, 4:32 pm

Just for info. If you have an accident with Malaysia car, most likely you can only claim your own insurance. Meaning next year your premium will "Wow" and no more NCD.

Forte002
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by JuanST on 12th March 2010, 4:36 pm

but can they claim against us?
avatar
JuanST
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by siewsphone on 12th March 2010, 4:37 pm

Here is my poor forte scratched parts.




siewsphone
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Forte002 on 12th March 2010, 4:44 pm

JuanST wrote:but can they claim against us?

I know we cannot claim against them or more likely very difficult to claim against them. Therefore, our insurer will say cannot calim against them and eat into your own claim. Similar, our insurer can also choose to ignore their claim... I do not know their stand.

Let say, if they only knew your car number, how are they able to claim against you without knowing who is your insurer and any of your details?

Forte002
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Forte002 on 12th March 2010, 4:46 pm

siewsphone wrote:Here is my poor forte scratched parts.


Does not look too serious... If you have high NCD, such damage should not inform insurer...

Forte002
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by JuanST on 12th March 2010, 4:47 pm

as long as he dun claim, his ncd shud not be affected or is it?
avatar
JuanST
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by siewsphone on 12th March 2010, 4:49 pm

Forte002 wrote:
siewsphone wrote:Here is my poor forte scratched parts.


Does not look too serious... If you have high NCD, such damage should not inform insurer...

i have 0 ncd...just got my car less than 1 month, new car

siewsphone
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Forte002 on 12th March 2010, 5:16 pm

siewsphone wrote:
Forte002 wrote:
siewsphone wrote:Here is my poor forte scratched parts.


Does not look too serious... If you have high NCD, such damage should not inform insurer...

i have 0 ncd...just got my car less than 1 month, new car

Nevermind then... Anyway, it should not cost much for the repair. Just have to be more proactive in searching for quotes in your insurance renewal to get the best deal.

Forte002
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Fortec on 12th March 2010, 5:41 pm

Ur damage is very minor no worries! Tat guy who punched u is way out of line. Car is a material thing.....sigh.....values all wrong.
I would seek legal help to ask for compensation.

My car rims kerb rashes worse! All thx to my lovely wife hahaha!

The bumper can juz touched up or leave it coz it's plastic won't rust or anything other than a bit of heartpain n eyesore.

Most important u ok can liao.
avatar
Fortec
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by siewsphone on 12th March 2010, 7:33 pm

Thanks for all the concerns from all of you, just find out a dent on the car body =.=


siewsphone
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Fortec on 13th March 2010, 12:17 am

I got about 6 plus. Immune liao hahaha!

siewsphone wrote:Thanks for all the concerns from all of you, just find out a dent on the car body =.=

avatar
Fortec
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by nisse on 13th March 2010, 9:27 am

I know how you feel, it hurts as you just bought your car. But, it's very minor scratches only on the bumper and no dent. After a while, you will get over with it. The rims will get more scratches further or sooner as you drive.

I'm driving a Cerato for 4 years already. When it was brand new, I was devastated by the first deep scratch on the car door. Now, I'm couldn't even be bothered by any scratches at all on its exterior unless the metal parts are exposed or dented. What's more important is look after the main engine components of your car by regular servicing and in return it will serve you well.

Trust me, time will heal the pain. If I were you, I would just buy some touch up paint from LK and cover it over.

nisse
Newbie


Back to top Go down

Re: Sad..Accident at JB

Post by forte3737 on 13th March 2010, 9:40 am

siewsphone wrote:So you guys think I should keep quiet so that I can get NCP discount next year? Maybe I just use touch up paint to cover it..but the Rim...haiz

spend the few hundered to repair. dun touch the insurance. and whats so good about jb? dun go there in future

forte3737
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by siewsphone on 13th March 2010, 10:05 am

After I got enough rest, I decided to DIY repairing the cosmetic problem. I think it is very hard to maintain a scratch-less car for everyday usage. Like one of the brothers said, exterior is for public only interior is for your own. I might spend those extra money for ICE and others stuffs.



siewsphone
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by muff on 13th March 2010, 11:14 am

last week, saw my left hand pax door got a new 1 cm dent (with 2cm scratch line marking)......somehow I dun feel much pain and has forgotten all about it .....
avatar
muff
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Elixir99 on 13th March 2010, 1:14 pm

Feel ur pain... was involved in an accident in Feb too.....

Most impt, u r safe and sound. But why do the Boleh land driver come to blows???? its just an accident.
avatar
Elixir99
Junior Member


Back to top Go down

Re: Sad..Accident at JB

Post by NiVleK on 13th March 2010, 4:20 pm

forte3737 wrote:
siewsphone wrote:So you guys think I should keep quiet so that I can get NCP discount next year? Maybe I just use touch up paint to cover it..but the Rim...haiz

spend the few hundered to repair. dun touch the insurance. and whats so good about jb? dun go there in future

agreed!
avatar
NiVleK
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by aural on 13th March 2010, 4:56 pm

You can report just in case the other party go out of the way just to claim against you all the way from malaysia. For your own damages, you have to assess if you wish to claim or not on the cost like car dmgs and medical cost invovled.

When you report, you can choose to claim or not to claim your own damages. But the reporting is just to protect you. i.e if someone comes up with a claim against you and cost comes up to few k and because you did not report the claims to the insurer, the few K is to be borned by yourself and your ncd will still be affected. Of course if no one claims against you then no problem at all but do not take people's words for it.

A few bros have been in situations where the other party come back and claim against them though they mentioned that it was their fault previously.
avatar
aural
Senior Member


Back to top Go down

Re: Sad..Accident at JB

Post by Sponsored content


Sponsored content


Back to top Go down

View previous topic View next topic Back to top

- Similar topics

 
Permissions in this forum:
You cannot reply to topics in this forum