Re: Car Insurance

by **ano57** 14th May 2009, 3:24 pm

leo wrote:so if for opc got discount?

15% the full price

by leo 14th May 2009, 3:36 pm

wow...tengkiu....if got NCD of 50% and extra 15% from opc...means can get 65% discount!...cool!

by **tish** 14th May 2009, 3:49 pm

graysgerald79 wrote:Got a question... any difference taking insurance from the SE recommended one or our own from outside?

What if I want to take it from outside, will there be issues?

i know u cannot take outside insurance for first year, die die take car company one unless ur car is parallel import.

C&C AIG insurance is a good take, first year total loss 1 to 1 exchange but also meant higher access next year. Very Happy

by **melburn** 14th May 2009, 4:09 pm

tish wrote:
graysgerald79 wrote:Got a question... any difference taking insurance from the SE recommended one or our own from outside?

What if I want to take it from outside, will there be issues?

i know u cannot take outside insurance for first year, die die take car company one unless ur car is parallel import.

C&C AIG insurance is a good take, first year total loss 1 to 1 exchange but also meant higher access next year.

Actually you can, depends on whether ur SE wana do it for you.
But from what i know is outside insurance don't have the 1 to 1 exchange in the event of total loss.

Wink

by **melburn** 14th May 2009, 4:11 pm

Fortec wrote:Hmm haven't receive my car insurance documents since collect car 3 to 4 weeks ago. Just wonder what is the waiting period for the bros who already collected their cars.

Did you receive ur road tax license?
If yes no worries coz government don't allow application of road tax without a proper car insurace policy.

Wink

by **tish** 14th May 2009, 4:22 pm

melburn wrote:
tish wrote:
graysgerald79 wrote:Got a question... any difference taking insurance from the SE recommended one or our own from outside?

What if I want to take it from outside, will there be issues?

i know u cannot take outside insurance for first year, die die take car company one unless ur car is parallel import.

C&C AIG insurance is a good take, first year total loss 1 to 1 exchange but also meant higher access next year.

Actually you can, depends on whether ur SE wana do it for you.
But from what i know is outside insurance don't have the 1 to 1 exchange in the event of total loss.

izzit? hmm then i think my se not willing, but i'm fine with AIG first year.

by eraser 14th May 2009, 6:19 pm

I think AXA also 1 to 1 replacement for first year

by astroboy28 18th May 2009, 11:47 pm

gt a ques to ask. my insurance is under my mum name. i had an accident claim of 16k last year n if i am a driver n touch wood if i had an accident, will i had to pay extra excess? or will e insurance company pay e damage? i tink i was nt asked if i ever had an accident when i book e car

by Fortec 18th May 2009, 11:48 pm

16k claim ar, what sort of accident u got?

by astroboy28 18th May 2009, 11:51 pm

knock into a lancer. then e lancer boot n back bumper drop. e front cover was damage too.cos it knock onto a cab. however cab no damage... i tink e lancer body is badly damage. i was travellin at slow speed. from stationary to over take it..

by Fortec 19th May 2009, 12:01 am

U mean u move off from 0km/h and manage to did all tat to a lancer in front of u? @_@....U launching ar? sorry for all parties involved.

by astroboy28 19th May 2009, 12:50 am

launching?i dun no e meanng

by nocash 19th May 2009, 8:29 am

Wow!!! what car you drive? Pickup Sooooo powerfool...

by nothing 19th May 2009, 4:11 pm

astroboy28 wrote:gt a ques to ask. my insurance is under my mum name. i had an accident claim of 16k last year n if i am a driver n touch wood if i had an accident, will i had to pay extra excess? or will e insurance company pay e damage? i tink i was nt asked if i ever had an accident when i book e car

Check out the policy, there may be a tie with Restricted Driver scheme...something like below 26 yrs of age and less than 3 yrs licence, the excess very high.....

by astroboy28 19th May 2009, 10:26 pm

i nw 27 and 1 yr license... tat time driving a euro van. opel combo

by Fortec 19th May 2009, 10:58 pm

astroboy28 wrote:i nw 27 and 1 yr license... tat time driving a euro van. opel combo

1 year license already kana major liao hehe. Take it easy!

by nothing 19th May 2009, 11:03 pm

U from stationary can langa until so serious meaning u must be raming to the max... Shocked

Drive safe...

by astroboy28 19th May 2009, 11:09 pm

dun rm le... but i dun tink i ram e acc cos its nt my car n i dare nt to. but no matter wat its a bad experience n i will b v careful liao. damage too heavy liao

by nothing 19th May 2009, 11:14 pm

So any police report involved? I think maybe not, if not likely u will be charge for reckless driving....

by astroboy28 19th May 2009, 11:15 pm

nope. didnt hav police report.

by Melfiend 8th June 2009, 12:12 am

my insurance is 1.8k
insured not drivin policy.

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