Initial Payment

Hi guys, wanna check if C&C allow full loan??

Also wanna check what are the payment needed when purchasing? i.e 1st yr insurance etc etc.. 1 mth instalment....

Possible to add the insurance into the loan??

Sorry.. first time getting car so abit noob

move to common discussion ground..

1. Full loan? Depend on ur SE and bank.
2. 1st yr insurance, 1 month installment payment, booking fee
3. Yes..

So basically what is the minimal required amt when booking of Forte?

just downpayment only??
or must pay 1mth installment?

Usually is $1,000 Booking Fee (refundable upon bank loan approval and after you collect your car)

After bank approve and COE bid successful.

2. 1st mth instalment

3. Insurance

So for the 1000 booking fee... if bank approve.. i just top up to the 1K for 1st mth installment and insurance rite? hmm...

wonder if any bro actually add insurance into the loan period and pay only 1 mth instalment?

yupz i think u missed out the 1/2 yr road tax too...

KnightRider wrote:Usually is $1,000 Booking Fee (refundable upon bank loan approval and after you collect your car)

After bank approve and COE bid successful.

2. 1st mth instalment

3. Insurance

Nope.....you cannot use the 1K for 1st mth instalment and insurance....this amt will hold at least 2 weeks then they will refund you.

And you cannot add the insurance into the loan.....got to be separate. You only can loan on the car price itself.....

zleipnir wrote:yupz i think u missed out the 1/2 yr road tax too...

KnightRider wrote:Usually is $1,000 Booking Fee (refundable upon bank loan approval and after you collect your car)

After bank approve and COE bid successful.

2. 1st mth instalment

3. Insurance

Oppss....mine OPC...haha....nv bother abt the road tax...paiseh paiseh...

zleipnir wrote:yupz i think u missed out the 1/2 yr road tax too...

KnightRider wrote:Usually is $1,000 Booking Fee (refundable upon bank loan approval and after you collect your car)

After bank approve and COE bid successful.

2. 1st mth instalment

3. Insurance

hmmm.. my 1/2yr road tax and license is inclusive... i nv pay any upfront for this two.. I only pay downpayment $500, which eventually become part of my 1st month installment..

So u just downpay and treat tat as 1st mth instalment huh??? U purchase from c&c also????

Ok.. i be clear what i had pay..

I only pay as following

1) 15% of the car price since i taking only 85% loan.
2) $500 downpayment.

insurance is not cheap for you so mean 'on the road' that we always use may come up to 3k or so

I think for noobs driver like myself (still with P plate).. Recommended to have $3,000 in bank at all time cause the excess for insurance is $3,000.

So you might wanna take note if you fall into this category!

Hmmm alrite.. Thankss for info... I shall plan properly.....

KingJerry wrote:I think for noobs driver like myself (still with P plate).. Recommended to have $3,000 in bank at all time cause the excess for insurance is $3,000.

So you might wanna take note if you fall into this category!

may i know how much u pay for your insurance n yr excess ?

I paid $2600 with excess $4200 from AIG for P plate....&$!$#@##

I suspose p plate and early 20s will be around 2.5 to 3K.... insurance killer man... i suspose there is a credit card instalment plan for insurance rite>>>??? just like NTUC

Well...when I first started driving at early 20s...my first insurance is $2700+

NiVleK wrote:Well...when I first started driving at early 20s...my first insurance is $2700+

79 years driving experience....

jennytan wrote:

KingJerry wrote:I think for noobs driver like myself (still with P plate).. Recommended to have $3,000 in bank at all time cause the excess for insurance is $3,000.

So you might wanna take note if you fall into this category!

may i know how much u pay for your insurance n yr excess ?

I paid $2600 with excess $4200 from AIG for P plate....&$!$#@##

Jenny, i used my mum's name to buy, insurance is cheap but excess is $3,000 cause the driver (me) is a p-plate.

If i were to use my name to buy the insurance, it will cost me 3+K + loading = 4.5 to 5k!!!!

wah jerry bro, then next time remember to transfer back the NCD to urself.

Sorry... what do u guys means by excess for insurance huh???

berrykin wrote:Sorry... what do u guys means by excess for insurance huh???

excess means deductible in insurance term.

so if i was quoted 3.9k for my insurance, how much would i need to pay?
3.9k plus another 3k?

Dont u find insur. quoted is way way too high!??! too holy man...

jeRrRKKKK wrote:so if i was quoted 3.9k for my insurance, how much would i need to pay?
3.9k plus another 3k?

looks like quite a number of us here still on P-plate

unlimitedz wrote:Dont u find insur. quoted is way way too high!??! too holy man...

jeRrRKKKK wrote:so if i was quoted 3.9k for my insurance, how much would i need to pay?
3.9k plus another 3k?

no choice, tuesday i pass my TP, sunday i buy car already...
until today i still don't have my license yet... still holding onto a piece of paper... haha

jeRrRKKKK wrote:

unlimitedz wrote:Dont u find insur. quoted is way way too high!??! too holy man...

jeRrRKKKK wrote:so if i was quoted 3.9k for my insurance, how much would i need to pay?
3.9k plus another 3k?

no choice, tuesday i pass my TP, sunday i buy car already...
until today i still don't have my license yet... still holding onto a piece of paper... haha

u power ah... LOL!
oh well, the koup comes out at tis time..

wow.. u guy so good... for 11 yrs.. I'm driving on L plate...

Dun worry next yr renewal look for me. Try to get u a good deal for ur insurance.

aural wrote:Dun worry next yr renewal look for me. Try to get u a good deal for ur insurance.

wow aural u sell car insurance one huh...???

Aural next year can tua tua dang dang already..
lol.........

keigo wrote:

aural wrote:Dun worry next yr renewal look for me. Try to get u a good deal for ur insurance.

wow aural u sell car insurance one huh...???

I buy for my clients, broker so see wat good then buy wat.

mehmehhh wrote:Aural next year can tua tua dang dang already..
lol.........

Dun worry i always support back to the bros who support me also.

aural when its time to renew ... i pm you.... should be next september.....keep the date.

JuanST wrote:aural when its time to renew ... i pm you.... should be next september.....keep the date.

Sure, can also add me to MSN chit chat also. Lol. But identify u are who else i dunno how to classify you.

Yea.. Aural bro huat soon!

lukester wrote:wah jerry bro, then next time remember to transfer back the NCD to urself.

Certainly will transfer back next time. My mum got no license anyway, can't do anything with the NCD.

JUst like to check anyone paid $2k for downpayment when booking Forte. ? I getting sick and tired of the whole deal !! Booked 22 August , COEd 9 Sep , SX Manual . Silver Until now still waiting . !! Fed up . If it is $500 and not $2K that I paid up front, I seriously thought of getting up of it . . The service I am getting is not expected from CnC . wrote in to complaint to CnC of the wait and they say they forward the mail to Fulco. And after 1 week SE say boss out of town. If there are any buyers out there I advise you to think twice before buying . . craps . . .

Can anyone tell me how much you paid for downpayment ?

Zonda S 4.1 wrote:JUst like to check anyone paid $2k for downpayment when booking Forte. ? I getting sick and tired of the whole deal !! Booked 22 August , COEd 9 Sep , SX Manual . Silver Until now still waiting . !! Fed up . If it is $500 and not $2K that I paid up front, I seriously thought of getting up of it . . The service I am getting is not expected from CnC . wrote in to complaint to CnC of the wait and they say they forward the mail to Fulco. And after 1 week SE say boss out of town. If there are any buyers out there I advise you to think twice before buying . . craps . . .

Can anyone tell me how much you paid for downpayment ?

2K is quite standard.. me also pay 2K for down payment...

think by nov u should be getting your car... relax u waited so long.. it will just be a bit longer only...

most of us also waited 3~4 month before getting the car..

Wife pester me, Kids pester me when when and when collect car. more stressful than working. . Sianz..........

Zonda S 4.1 wrote:Wife pester me, Kids pester me when when and when collect car. more stressful than working. . Sianz..........

Dun so stress bro. Tell them not within ur control also mah.

aural wrote:

Zonda S 4.1 wrote:Wife pester me, Kids pester me when when and when collect car. more stressful than working. . Sianz..........

Dun so stress bro. Tell them not within ur control also mah.

pass then your SE contact and ask them to pester him instead..

Zonda S 4.1 wrote:JUst like to check anyone paid $2k for downpayment when booking Forte. ? I getting sick and tired of the whole deal !! Booked 22 August , COEd 9 Sep , SX Manual . Silver Until now still waiting . !! Fed up . If it is $500 and not $2K that I paid up front, I seriously thought of getting up of it . . The service I am getting is not expected from CnC . wrote in to complaint to CnC of the wait and they say they forward the mail to Fulco. And after 1 week SE say boss out of town. If there are any buyers out there I advise you to think twice before buying . . craps . . .

Can anyone tell me how much you paid for downpayment ?

Bro, if you don't wanna wait, can consider change colour.

I got mine in 21 days -> spicy red.

Bro knight got his in 13 days! -> can't remember the colour

Zonda S 4.1 wrote:JUst like to check anyone paid $2k for downpayment when booking Forte. ? I getting sick and tired of the whole deal !! Booked 22 August , COEd 9 Sep , SX Manual . Silver Until now still waiting . !! Fed up . If it is $500 and not $2K that I paid up front, I seriously thought of getting up of it . . The service I am getting is not expected from CnC . wrote in to complaint to CnC of the wait and they say they forward the mail to Fulco. And after 1 week SE say boss out of town. If there are any buyers out there I advise you to think twice before buying . . craps . . .

Can anyone tell me how much you paid for downpayment ?

Did your SE tell u that u have to wait that long before u sign? If dun have, u really need to knock him on his head liao

Zonda S 4.1 wrote:JUst like to check anyone paid $2k for downpayment when booking Forte. ? I getting sick and tired of the whole deal !! Booked 22 August , COEd 9 Sep , SX Manual . Silver Until now still waiting . !! Fed up . If it is $500 and not $2K that I paid up front, I seriously thought of getting up of it . . The service I am getting is not expected from CnC . wrote in to complaint to CnC of the wait and they say they forward the mail to Fulco. And after 1 week SE say boss out of town. If there are any buyers out there I advise you to think twice before buying . . craps . . .

Can anyone tell me how much you paid for downpayment ?

hmm.. why ur waiting time so long ah? for normal 4 doors right?

my uncle booked one last monday, wed COE, collecting on nov 10.. total.. erm.. 23 days nia.. which is less then 1 mth.. why urs booked 22 aug, sept 9 coe until now still no car sia.. or u booked the more popular colours?

from what i understand from our SE, the more popular colours need to wait longer.

btw i downpayment for me was $500, will top up the rest at a later date once koup's delivery date is confirmed.

KingJerry wrote:

jennytan wrote:

KingJerry wrote:I think for noobs driver like myself (still with P plate).. Recommended to have $3,000 in bank at all time cause the excess for insurance is $3,000.

So you might wanna take note if you fall into this category!

may i know how much u pay for your insurance n yr excess ?

I paid $2600 with excess $4200 from AIG for P plate....&$!$#@##

Jenny, i used my mum's name to buy, insurance is cheap but excess is $3,000 cause the driver (me) is a p-plate.

If i were to use my name to buy the insurance, it will cost me 3+K + loading = 4.5 to 5k!!!!

Me too, uses my mum's name... But is the insurance price confirmed once u have signed the contract?

Yup, it's confirmed on the booking date.

Even not confirm also cannot liao, i wrote the cheque based on the booking date price and am driving already!

lol

KingJerry wrote:Yup, it's confirmed on the booking date.

Even not confirm also cannot liao, i wrote the cheque based on the booking date price and am driving already!

lol

Haha, congrats...

So when do I have to make the remaining payment (besides my car loan)? Im still waiting for my ride even though I got my COE (18,899). My SE told me it'll be ard Dec.

My deposit was $1k. Didn't want to put more than that. Threaten my SE saying that u make me wait 2 mths, I'll just forego the $1k . Although the agreement said Oct, I got it within a month of booking. Mine's Light Graphite 1.6SX(A).

I thought the SX(M) no stock?? SX (A) stock came in 1 or 2 mths back.... I remember some bros were complaining about the wait fo SX(M)

Yeah....Mine is Light Graphite 1.6 SX (A).

When i do the booking, i asked my SE what colour available in stock..then he told me light graphite have..then i take it loh...

total days from booking till collection : 13 days...quite happy...haha...